Why You Should Get Fire Damage Estimates
After a house fire, getting fire damage estimates is critical. Without knowing the full extent of the damage, you may end up overspending on repairs or restoration. Either your homeowners’ insurance company or a third-party restoration company can provide the fire damage estimates for you. After a devastating event like a house fire, it is helpful to know just how much money you have to repair or restore your home to its former state. Since you should hire a restoration company anyway, fire damage estimates make the task of doing so much easier.
Discrepancies in Fire Damage Estimates
If your insurance company and third-party restoration company have a discrepancy in their fire damage estimates, one of two things are likely to happen: they can agree to a middle ground or begin arbitration. Choosing the middle ground option is a compromise of sorts and may include any number of outcomes, which are all dependent on the specifics of your situation. The other option involves including a third party, having them inspect and formulate an appraisal of the damage, and present that as an acceptable value. All of this depends heavily on your insurance company, the restoration company, applicable state laws, and the circumstances surrounding the fire.
What Fire Damage Estimates Do
Fire damage estimates allow you and your hired full-service restoration company to plan the restoration of your home. By having an effective budget, the company can do their best for you and make sure that they can return your home to its former. Most importantly, fire damage estimates include services that restoration companies do that you are unable to, such as removing smoke odors from your home or rebuilding any structures that the fire has damaged. Other costs that require professional help, such as special dry-cleaning of your garments and fabrics, may also be included. Additionally, if you attempt the repairs and accidentally cause more damage, chances are that the insurance does not cover the extra damage, whereas with a restoration company, it is covered.
Fire damage estimates allow a professional full-service restoration company to restore your home to its former state in the most effective manner possible. With a clear plan on which services you need, how much they cost, and how the company implements them, they can cater to your individual needs. After a devastating event such as a fire, money should not be your primary concern. A full-service restoration company can take care of all aspects regarding the remediation of the fire damage so you can concentrate on other things. For more information about fire damage estimates for your home, contact your insurance company.